Why homeowners choose Unlock: Reduce debt Traditional loans have monthly payments and interest charges, making it difficult to get out of debt. An Unlock Home Equity Agreement (HEA) can help you …

To secure the performance of your obligations under HEA, Unlock will place a lien on your property in the form of either a “performance deed of trust” or a “performance mortgage” depending upon which …

A clear overview of what Unlock’s Home Equity Agreements cost, how pricing and value sharing works, and how the process stays transparent and flexible.

To secure the performance of your obligations under HEA, Unlock will place a lien on your property in the form of either a “performance deed of trust” or a “performance mortgage” depending upon which …

Unlock helps homeowners access the equity in their homes to plan for the future they want, offering flexible funding without monthly payments.

To secure the performance of your obligations under HEA, Unlock will place a lien on your property in the form of either a “performance deed of trust” or a “performance mortgage” depending upon which …

Explore answers to top questions about Unlock’s home equity agreements. Learn how they work, who qualifies, and what to expect with fees and settlement.

While there are many ways to tap home equity, a home equity agreement (HEA) from Unlock is unique because it was designed to help families solve their financial challenges, and in doing so help them …

Unlock’s financial experts share insights on how homeowners can use equity strategically for flexibility, growth, and confidently plan what’s next.

Through our HEA, Unlock provides a lump sum of cash (up to $500,000) in exchange for a portion of your home’s future value. There are no monthly payments and no interest charges.